Hi, I’m Sarah— Finder’s insurance writer. Today, we’re going to talk about the best car insurance companies across the US. There are over 300 to choose from, and picking one can be an overwhelming process. But not if you know what you’re looking for. To compare insurers, look at the type of coverage they offer, along with their costs, customer service, and the discounts you’ll qualify for, such as being a safe driver or bundling coverage.
Here are our picks for the best car insurance companies in 2020: For cheap rates we chose Geico. You’ve probably seen Geico’s renowned commercials on TV, and the advertising is true: This insurer has some of the most competitive rates in the game. Along with low base rates,you can also get a long list of discounts, such as if you work for the federal government, if you are a student or if qualify as a safe driver.
Geico also insures high-risk drivers, so if you have a few violations, or traffic accidents on record, And thanks to its mobile app, you can do everything online — from scheduling a repair to filing a claim. For customer experience, Amica is a great option. As a policyholder, you might need to interact with your insurance company to update coverage or file a claim so you want to make sure your insurer is friendly and responsive.
That’s where Amica shines! Amica isn’t a big household name, but its customer satisfaction scores are off the charts. It’s a mutual company, which means you could earn dividends every year based on the company’s profits. Plus, Amica offers stacks of discounts. such as for safe driving, being a good student, or owning more than one car.
For unique coverage we chose State Farm. State Farm is one of the most popular car insurance companies out there and for good reason! It offers unique coverage you won’t find everywhere, such as if you need an SR-22 form, if you need temporary car insurance, or a ride share coverage as an Uber or Lyft driver.
You’ll be paired with a local agent who knows the ins and outs of car insurance laws in your state, which means you’ll get to talk to the same person each and every time you call. If you also need to insure your home or other property, you can score a bundling discount by insuring with State Farm.
What if you don't ddrive all that often? Well, you can pay for only the miles you do drive with Metromile, the first telematics insurers in the US. It works by tracking your driving via an app or a device installed in your car, and then charging you accordingly. It's rate starts at $29 a month, and then charges you a few extra pennies on top of that for every mile you drive.
But if you drive more than 250 miles in one day, the extra miles are free. That's not a word you hear in insurance very often! Speaking of freebies, Allstate has some of the best perks we've seen, especially if you own a luxury car. If you own a brand new car, you'll automatically score a discount.
Plus, you can lower your premiums even further with discounts for safe driving, going paperless or earning good grades as a student. You’ll be assigned to an Allstate agent — and one of their first jobs is helping you find even more ways to save. If you’re on YouTube, click the link in the description box to compare more options on finder.
com.
Source Link: https://www.youtube.com/watch?v=MElpjrShwW4
